If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day. Every inquiry received is handled with care and speed. Your Loan, Your Business. We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc. Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help.
Important Disclosures. Please Read Carefully.
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(4) During the Promotion Period, customers who have successfully applied for Hang Seng Handy Cash Macau personal loan Instalment Loan (excluding Top-up Loan) via hangseng.
comloan, Hang Seng Personal e-Banking or Hang Seng Mobile Application and drawn down the loan with a designated drawdown amount and a minimum repayment period of 12 months will be entitled to up to HKD500 Cash Rebate. The applicable Cash Rebate for the corresponding drawdown amount is shown as below. Selected Customers include Hang Seng Preferred Banking Customers, Payroll Customers and Mortgage Customers. Please contact Hang Seng staff for your personalized offers. For a loan amount of HKD800,000 or above, the annualized percentage rate of 2.
46 is calculated based on a monthly flat rate of 0. 11 and a 12-month repayment period, including the full handling charge waiver.
This negative record can be reflected on your credit history indefinitely until the loan is repaid in full. After the lenders receive payment in full, they can report it to the credit reporting agencies. We remind that late payment or non-payment of your loan can have negative impact on your credit history. Some of the lenders in our network may automatically renew your short term loan if it becomes past due. This term is clearly identified in your loan agreement.
You should check your loan agreement for your lender's policy on automatic loan renewal prior to e-signing it.