Rules passed by the Federal Reserve Board in 2010 set limits on late payments for credit card bills. The most the bank can charge you is 27 for a first offense, or 37 if youve been late before.
Mortgage Payments. If youre late paying your mortgage, most lenders charge you 4 to 5 of the payment as a late fee, according online cash loans florida Nolo. And The Motley Fool calculates that for people with incomes up to 50,000, the average mortgage payment is 615 or less. So the average fee for a late mortgage payment would be no more than 30.
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