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These loans can be useful for borrowers with bad credit who urgently need a small amount of cash. These loans come with high interest rates, and they are among the most expensive types of debt on the market. How long does it take to get approved no money down farm loans a payday loan. Getting approved for a payday loan can take anywhere from 24 hours to a couple of minutes, and you can apply for a loan either at a loan store or online.
It's generally quicker to apply in person, and you can hasten the process by making sure you have all the required documentation. To get approved, you'll typically need to provide proof that you have regular income and an active checking account. You'll also need to provide your phone number. Does a payday loan require a check.